Rates updated daily — zero sponsored results

Stop leaving thousands of dollars
in the wrong bank.

Compare today's highest savings rates in seconds — and see exactly how much more your money could be earning.

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No sign-up required • 100% free • FDIC-insured accounts only

How much is your bank costing you? Live estimate

Your bank today

Average big-bank savings APY

0.48%

On $25,000 you earn

$120 / year

BEST RATE

Best HYSA today

Marcus by Goldman Sachs

5.50%

On $25,000 you earn

$1,375 / year

You could be earning

by switching to the top HYSA

+$1,255

more per year

Example based on $25,000 balance. Rates as of today.

40+ banks tracked Updated every morning Zero sponsored rankings FDIC-insured only No account required

Today's Top Rates

The best HYSA rates,
ranked honestly.

No paid placements. No affiliate asterisks. Just the accounts with the highest APY right now.

Bank / Account APY Min. Balance

Marcus by Goldman Sachs

Top Pick

5.50%

Ally Bank

5.25%

Discover Online Savings

5.20%

American Express HYSA

5.10%

Capital One 360

4.85%

Showing 5 of 40+ tracked accounts. Rates as of today.

View all 40+ accounts →

Why YieldPeak

Built for honesty,
not ad revenue.

Rates updated daily

We pull live data from 40+ FDIC-insured banks every morning — no stale numbers, no outdated offers.

Zero sponsored results

No bank has ever paid to appear on YieldPeak. Our rankings are ranked by APY — period. What you see is what's real.

FDIC insured only

Every account listed is backed by federal insurance up to $250,000. We never feature crypto, money markets, or risky alternatives.

No account required

No sign-up, no email capture, no dark patterns. Compare rates, find the best option, and go open an account in minutes.

The Uncomfortable Truth

$487

The average American with $10K in savings
loses this much every year.

Compared to the best high-yield account available today.

Your bank is paying you 0.48% while quietly offering 5.50% to new customers who ask. They count on inertia.

YieldPeak exists to fix the information gap. No jargon, no sponsored noise — just the answer to: "Where should I actually put my money right now?"

Find my best rate

Simple Process

From "maybe I should" to
more money, in minutes.

Enter your balance

Tell us how much you have sitting in savings — even a rough number works.

See today's best rates

We show you the top FDIC-insured high-yield accounts ranked by APY, refreshed daily.

Calculate your gain

See exactly how much more interest you'd earn switching — down to the dollar per year.

Open in minutes

Click through to open your new account directly. Most take under 5 minutes online.

"I had $30,000 sitting in Chase earning basically nothing. Switched to Marcus in about 20 minutes. Now I earn an extra $1,500 a year for doing absolutely nothing."

Sarah M.

Marketing Manager, Chicago

Start Now

Your money deserves
a better home.

See today's best high-yield savings rates in under 60 seconds. No sign-up. No spam. Just the answer.

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No account required • FDIC-insured only • Completely free

Stop leaving thousands of dollars in the wrong bank.

The best HYSA rates, ranked honestly.

Built for honesty, not ad revenue.